News & Insights

If you’ve been doom-scrolling property listings for the last few years, waiting for a sign to jump in—this is it. After a marathon of high interest rates, 2026 has officially kicked off as the "Year of the Buyer."

The debate is as old as time, but in 2026, the math has changed. For the last few years, high interest rates made "buying" feel like a luxury. But with the South African Reserve Bank holding the prime lending rate at 10.25% and more cuts potentially on the horizon, the gap between a monthly rent check and a bond repayment is narrower than it’s been in a decade.

Understanding these costs upfront helps you plan better, avoid stress, and make confident decisions. Let’s break down the most common ones.